Connectivity for banks & card issuers
A travel perk your cardholders will actually use.
Banks and card issuers can offer branded travel eSIM or roaming data as a cardholder benefit, powered by Zetexa's white-label platform.
Roaming has always been the awkward edge of a card program — cardholders pay foreign transaction fees on one hand and then hunt for a local SIM the moment they land. A branded travel eSIM closes that gap: it's a perk cardholders actually use on every trip, not a one-time signup bonus that gets forgotten, and it gives issuers a recurring touchpoint tied to travel spend rather than a static line on a benefits PDF.
Because activation is a digital eSIM rather than a physical card, there's no reissue cycle, no mailing address to verify, and no waiting period between approving the perk and a cardholder actually using it — someone can activate it from their banking app minutes before boarding. Plans tier naturally by card level, so a platinum cardholder's allowance doesn't have to match a standard card's, and wallet-based billing means the issuer only pays for data that's actually redeemed rather than reserving a flat allocation per card. For a regulated institution, the infrastructure runs SOC 2 Type II, GDPR, and VAPT-aligned, with FCC, CRTC, and India DoT coverage built in — the same compliance bar a bank's own risk and compliance team would expect from any vendor touching cardholder-facing infrastructure.
What banks and card issuers get
How banks launch a connectivity perk
Typical integration runs under two weeks — most of that is deciding the model, not building it.
Choose the model: a bundled free perk on premium cards, or a paid upgrade cardholders purchase in-app
Set data allowances and destination coverage per card tier
Launch via API, SDK, or a hosted storefront — no card reissue or physical logistics required
Track activation and usage from the dashboard, and adjust tiers or allowances as the program matures
Zetexa vs. a typical roaming partnership
| Capability | Zetexa | Competitor |
|---|---|---|
| Cardholder branding | Fully white-label, your app and name | Co-branded at best |
| Activation | Instant eSIM, no card reissue | Physical SIM mailed to cardholder |
| Billing model | Wallet-based, pay only for usage | Flat monthly fee regardless of redemption |
| Coverage | 180+ countries on one integration | Limited to partner's own roaming network |
FAQ
Questions about Connectivity for banks & card issuers
No. The eSIM activates digitally through your app or a branded activation link — no card reissue or physical SIM logistics involved.
Yes — plans can be tiered by card level (platinum, gold, standard, etc.), with data allowances and destination coverage set per tier.
Billing is wallet-based — you fund allocations per card tier and are only charged for data your cardholders actually redeem, not a flat fee regardless of usage.
Zetexa's infrastructure is SOC 2 Type II, GDPR, and VAPT-aligned, with additional compliance covering FCC (USA), CRTC (Canada), and India's Department of Telecommunications (DoT) — built for regulated financial institutions.
Yes — the program is fully white-label. Cardholders see your brand throughout, from the app to the activation email; Zetexa never appears in the experience.
Still have questions? Our team can walk you through it.